Build vs. Buy Calculator

What does it cost to build this for real?

This is not the cost of a single-sport notebook or a weekend prototype. Set your engineer rate and sports coverage to estimate the year-one cost of building and maintaining a sports prediction API under the planning assumptions below.

REST + WS
Documented prediction interfaces
Editable
Planning assumptions below
NCAAMB report: Nov 2025–Mar 2026, published Apr 22; 5,345 games
Preset assumptions

Production preset: an illustrative five-sport planning scenario; adjust the inputs for your actual project.

$

Default assumption: $150/hour. Enter your own loaded rate; this is not a salary survey or contractor quote.

The public API documents eight sports: NBA, WNBA, NCAAMB, NCAAWB, CFB, NFL, NHL and MLB. Research and bot coverage can differ. See API documentation for supported endpoints. This estimator assumes 40 hours of separate Elo and calibration work per sport.

Build from scratch

Itemized
One-time build cost $0
First-year maintenance + hosting + data $0
Year-one total $0

Buy from ZenHodl API

Full pricing →

Pick the tier that fits your usage — savings recompute below.

Year-one total · Growth $1,788

The buy-side estimate is the selected subscription price only. Your integration, execution, data validation and risk controls are additional work. API documentation states endpoint coverage and access.

Estimated cost difference

Year-one difference under these inputs $0
5-year difference (constant-rate scenario) $0
Modeled build hours in FTE-months 0
API years covered by one year of DIY cost 0 years
Modeled DIY hours (year one) 0 hrs
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Start trial · estimated difference $0

5-year cumulative cost

Scenario assumes constant annual costs on both sides.

DIY year one includes the assumed build hours, maintenance, hosting and data. Years 2–5 repeat those assumed ongoing costs. The API line repeats the selected subscription price; future price changes, customer integration, hiring and re-platforming are outside this scenario.

Compare the alternatives you are considering

For a repository, contractor or API vendor, check the same evidence. Capabilities and costs vary by provider; this page does not claim category-wide timelines, accuracy or prices.

QuestionEvidence to inspect
Does it cover your games and venues?Endpoint list, dated sample and per-source quote age. ZenHodl docs
How was probability quality measured?Test dates, model version, exclusions, calibration bins and a matched baseline. Selected ZenHodl benchmarks
Can you inspect recorded outcomes?Ledger inclusion rules and execution-identifier coverage. Filtered ZenHodl results
What must your team maintain?Data adapters, monitoring, retraining, integration, execution and risk controls.
What is the full project cost?Subscription or contractor quote, your engineering hours, data licenses and ongoing maintenance.

Why building is harder than it looks

The defaults are an illustrative planning scenario inspired by our development work. The public page does not provide a timesheet study; replace the inputs with your own scope and estimates.

Our blog covers the real build process in depth, including where we've broken models and how we've fixed them. If you want to build yourself, those posts are a free starting point — but the working system is the API.

When building actually is the right call

We don't think every team should buy. Here are the legitimate cases for building — with how ZenHodl still helps in each one.

Your model is the product.
If proprietary modeling is your core IP, you should own the stack.
How we still help: compare your model on matched games and prediction times under the published inclusion rules — see /benchmarks.
You need markets we don't cover.
A niche book, region, or sport can justify building.
How we still help: use ZenHodl for the major sports while you build coverage of the niche; can reduce the coverage you need to build yourself.
You already have a strong ML / data team.
Existing internal infra changes the economics.
How we still help: Enterprise tier includes a monthly strategy call so your team can compare notes with people who've already shipped this end-to-end.
You need custom execution or risk logic.
Buying predictions does not replace your own execution layer, bankroll rules, or operator workflows.
How we still help: ZenHodl ships predictions; the execution layer is your product. We're a feed inside your stack, not a replacement for it.
You are optimizing for control, not speed.
Ownership can beat convenience if your priority is flexibility over time-to-value.
How we still help: use the API during the year you're rebuilding — when your model is ready, cancel. No long-term contract; cancel anytime in your dashboard.

Common questions

Is the calculator biased toward "buy"?

The defaults reflect an illustrative development scenario, not a survey of teams or a guaranteed outcome. Both sides omit some project costs: the subscription total excludes customer integration and execution, while the build estimate excludes hiring and re-platforming. Change the inputs and compare against a specific scope or quote.

Why not just hire a contractor for $5k–$10k?

A contractor may be appropriate. Ask for a written scope, dated holdout evaluation, source licenses, maintenance terms and integration responsibilities. Compare that actual quote with the subscription plus your own engineering work.

What about open-source projects on GitHub?

A repository can be a useful starting point. Check its license, supported data sources, maintenance history, chronological evaluation and deployment requirements. Estimate the work needed for that specific repository; this calculator does not measure the quality or cost of all open-source projects.

Can I cancel after the trial?

Yes — one click in your dashboard. We email a reminder before the trial converts so nobody gets surprised. There is no contract and no long-term commitment.

How do I know your predictions are actually calibrated?

We publish ECE per sport (4.39% on 5,345 NCAAMB games), a dated benchmark index, filtered public-ledger trades on /results, and selected paired pregame benchmarks with manifest and receipt evidence where published. Inspect each cohort, date, model version and exclusion rule; these studies do not guarantee current calibration or trading profit.

Methodology

Build-cost defaults are illustrative assumptions inspired by our development work; no public timesheet study is supplied. ELO tuning: ~40 hrs/sport. Base infrastructure (XGBoost + isotonic + backtest harness + feature pipeline + monitoring + API): ~280 hrs, amortized across sports. First-year maintenance uses your entered hours and rate. The default scenario assumes $500/mo for data and $200/mo for hosting; these are editable budgets, not provider quotes. ZenHodl's totals reflect subscription cost only; customer-side integration and custom execution remain separate.

The five-year chart holds rates and recurring costs constant. Hiring, re-platforming, future subscription changes and customer-side integration are excluded; actual costs can be higher or lower on either side.

Want to inspect the underlying claims? See our research summary, methodology, live results, transparency index, and plan details.

Estimated difference $0 in year one
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