Build vs. Buy Calculator

What does it cost to build this for real?

This is not the cost of a single-sport notebook or a weekend prototype. Set your engineer rate and sports coverage to estimate the year-one cost of building and maintaining a production-grade, calibrated, multi-sport prediction API.

5 min
Signup → first calibrated prediction (ZenHodl)
4–6 mo
DIY median to first production prediction
Our published NCAAMB ECE on 5,345 games
Preset assumptions

Production preset: a realistic year-one setup for a maintained multi-sport prediction API, not a quick notebook prototype.

$

US senior ML engineer: ~$150/hr loaded. Senior quant: ~$200-400/hr.

Twelve sports are modeled (NBA, NFL, MLB, NHL, NCAAMB, NCAAWB, CFB, ATP/WTA tennis, soccer, CS2, LoL); the public API exposes 8 live. See the live benchmarks for what we currently cover. Each sport adds ~40 hrs of separate ELO + calibration tuning.

Build from scratch

Itemized
One-time build cost $0
First-year maintenance + hosting + data $0
Year-one total $0

Buy from ZenHodl API

Full pricing →

Pick the tier that fits your usage — savings recompute below.

Year-one total · Growth $1,788

Setup, calibration, ECE monitoring, and updates across all covered sports are included on every tier. Optional integration work (your own execution layer, custom overlays) sits outside this comparison — that's your product, not ours.

Your savings

Year-one savings $0
5-year savings (DIY adds maint, API stays flat) $0
Engineer FTE-months freed for your product 0
API years covered by one year of DIY cost 0 years
Engineer hours saved (year one) 0 hrs
7-day free trial. $0 charged today · cancel anytime in your dashboard · we email a reminder before the trial ends.
Start trial · save $0

5-year cumulative cost

DIY maintenance compounds; API stays flat.

DIY year-one is the build cost + maintenance, hosting, and data. Years 2–5 add maintenance + hosting + data only — but in practice most teams hit a re-platforming year by year 3 (sport changes, framework upgrades, ML hire turnover). API line stays flat at the tier you selected above.

DIY isn't the only alternative

Most build-vs-buy posts compare DIY to "the API". Real buyers are weighing four other options too — open-source repos, Kaggle / contractor models, other API vendors. Here's how each stacks up on the dimensions that determine whether the model can be trusted in production.

Dimension Build in-house Open-source repo Contractor / Kaggle Other API vendors ZenHodl
Time to first production prediction 4–6 months 2–6 weeks* 2–6 weeks hours 5 minutes
Calibrated probabilities (not just rankings) if you do the work rarely almost never varies, undocumented isotonic + ECE per sport
Published Expected Calibration Error your problem no no no 4.39% NCAAMB ✓
Multi-sport coverage +40 hrs/sport single sport usually one 1–3 typical 8 sports live (API)
Live recalibration / drift monitoring your problem no no opaque automated · public
Per-trade audit trail if you build one no no no /results page ✓
Year-one cost (production multi-sport) $80k–$300k+ $0 + your hours $5k–$30k $3k–$50k $588–$5,988

* "2–6 weeks" for an open-source repo assumes you adopt one as-is. Realistically: most public repos cover one sport, are uncalibrated, and have stale data adapters. By the time you've ported it to production data, fixed look-ahead bias, and added calibration, you've effectively done a build.

Why building is harder than it looks

The hours in the calculator above aren't padded — they're the categories that actually broke our own model in development. Each one is a place we've personally been burned and fixed:

Our blog covers the real build process in depth, including where we've broken models and how we've fixed them. If you want to build yourself, those posts are a free starting point — but the working system is the API.

When building actually is the right call

We don't think every team should buy. Here are the legitimate cases for building — with how ZenHodl still helps in each one.

Your model is the product.
If proprietary modeling is your core IP, you should own the stack.
How we still help: we're the cheapest possible independent benchmark to test your model against. Same games, same instant — see /benchmarks.
You need markets we don't cover.
A niche book, region, or sport can justify building.
How we still help: use ZenHodl for the major sports while you build coverage of the niche; cuts your build scope in half.
You already have a strong ML / data team.
Existing internal infra changes the economics.
How we still help: Enterprise tier includes a monthly strategy call so your team can compare notes with people who've already shipped this end-to-end.
You need custom execution or risk logic.
Buying predictions does not replace your own execution layer, bankroll rules, or operator workflows.
How we still help: ZenHodl ships predictions; the execution layer is your product. We're a feed inside your stack, not a replacement for it.
You are optimizing for control, not speed.
Ownership can beat convenience if your priority is flexibility over time-to-value.
How we still help: use the API during the year you're rebuilding — when your model is ready, cancel. No long-term contract; cancel anytime in your dashboard.

Common questions

Is the calculator biased toward "buy"?

It's calibrated against our own development hours across the sports we model. Across teams we've talked to, real-world DIY costs typically come in higher than this estimate (2–3× higher), driven by failed architectural choices and ML-hire onboarding. We left those out so the math is conservative. You can also lower the engineer rate, drop maintenance hours, and run the math at a worst case for the buy side — the comparison still favors API once you cross 1 sport with calibration.

Why not just hire a contractor for $5k–$10k?

You can. Most will deliver a single-sport model with no calibration, no drift monitoring, no live recalibration, and no audit trail — useful for a research project, dangerous in production. The competitive matrix above shows the gap. If a contractor delivers all of that, they typically charge $30k+, which is no longer cheaper than a year of Enterprise.

What about open-source projects on GitHub?

Most public sports-prediction repos cover one sport, were last updated 2+ years ago, depend on free APIs that have since been deprecated, and are uncalibrated. By the time you fork, port to live data, fix look-ahead bias, add calibration, and stand up monitoring, you have built. Genuinely. Our own internal estimates trying to start from a public repo were ~70% of the from-scratch number — we don't recommend it.

Can I cancel after the trial?

Yes — one click in your dashboard. We email a reminder before the trial converts so nobody gets surprised. There is no contract and no long-term commitment.

How do I know your predictions are actually calibrated?

We publish ECE per sport (4.39% on 5,345 NCAAMB games), a transparency index ranking us against 26 other sources, every settled trade on /results, and live on-chain-anchored benchmarks against Polymarket. None of this is screenshot-able marketing — it's the actual data, refreshed every cron cycle.

Methodology

Build-cost estimates are based on our own development hours across the sports we model. ELO tuning: ~40 hrs/sport. Base infrastructure (XGBoost + isotonic + backtest harness + feature pipeline + monitoring + API): ~280 hrs, amortized across sports. First-year maintenance: engineer hours + $500/mo data subscription (ESPN-free tier works; commercial feeds run $1k–10k/mo) + $200/mo hosting. ZenHodl's totals reflect subscription cost only; customer-side integration and custom execution remain separate.

Numbers are directional — actual DIY costs typically come in higher than this estimate (2–3× higher) once teams account for failed architectural choices, ML-hire onboarding, and re-platforming years. We left those out so the comparison stays conservative.

Want to inspect the underlying claims? See our research summary, methodology, live results, transparency index, and plan details.

Save $0 in year one
7-day free trial · $0 today · cancel anytime
Start free trial →